I had an accident with my 950. crashed and tipped it over. Bent the upper roll bars and front bumper (most obvious damage). When the local shop (where I purchased it) took some plastic off, they found the crack indicated in the pictures. They are telling me that their only option is to replace the frame. This would be hugely expensive. They don't have the capability to repair it. I feel the location is worthy of being repaired. Do I take this to a body shop for repairs or try another offroad shop? Any advice would be appreciated. I never got insurance... so a couple mistakes happened - crash and no insurance. I'll fix the latter after all this is done. I'll take advice on insurance preferences too.