Just wondering what coverage of insurance you have for your UTVs.  Theft?  Collision?  What companies have you found that offer decent rates?

Thanks.

Since my ATV is stored in a shed on our remote property I opted to get insurance. I already have a motorcycle policy with Geico so just added it.

I have full coverage to the point if I hit a tree it gets fixed or replaced lol
It's not cheap 490 a yr in Canada

Very, very basic liability covers me and keeps me legal on County Roads.  Of course, I paid cash for my unit, so I don't have to carry full insurance on a financed vehicle.