Well..how much load do you expect to be putting on the USB port? If it's just normal USB loads..like below 3.1 amps, then a relay isn't necessary. Just tie into the accessary plug wire which is keyed power. You will need keyed power anyway to use a relay..that's not really needed. If you plan on a circuit needing higher amps..like 5-20, then a relay is a good idea.
On the switch, if you have three, one in line, one is load and one is ground for the led light. If there is 4, then the same except one will be separate power for one of the LEDs. If 5 or more it gets complicated.